Privacy and Security of Personal Information Policy

We use personal information for the following purposes:

1. To provide and maintain our Services
2. To process transactions and payments
3. To verify identity and conduct due diligence
4. To comply with legal and regulatory obligations
5. To prevent fraud, money laundering, terrorist financing, and other unlawful activities
6. To communicate with users regarding accounts and transactions
7. To improve our Services and user experience
8. To maintain security and monitor unauthorized activities
9. To enforce our contractual rights and policies
10. To respond to lawful requests from regulatory authorities or law enforcement agencies

We may share your personal information with Service Providers, for business transfer, with Affiliates, with business partners, with our employees, with financial institutions, with authorities, to apply with applicable law and you with your consent. Any such disclosure is carried out strictly on a need-to-know basis and subject to appropriate confidentiality and data protection obligations. MonetaPay does not sell or rent personal data to any third parties under any circumstances.

We process personal data on the basis of several lawful grounds as applicable under relevant data protection laws.

These legal bases include the necessity to perform contractual obligations with users, compliance with legal and regulatory requirements imposed on MonetaPay, the pursuit of legitimate business interests such as service improvement, fraud prevention, and security management, the consent of the user where expressly obtained, and the necessity to detect, prevent, and address financial crime, including fraud, money laundering, and terrorist financing. The specific legal basis applied will depend on the nature of the data and the purpose for which it is being processed.

Your information may be transferred to, stored, and processed in jurisdictions outside your country of residence where MonetaPay or its service providers operate. We take appropriate safeguards to ensure that personal information remains protected in accordance with applicable data protection laws.

1. We are incorporated as a General For Profit Corporation under the laws of the State of Montana, United States of America, and is governed by the provisions of the Montana Business Corporation Act, Title 35, Chapter 14 of the Montana Code Annotated, together with other applicable federal and state laws of the United States.
2. We acknowledge that privacy and data protection laws may differ across jurisdictions, including the European Union General Data Protection Regulation (“GDPR”) and other international privacy laws.
3. We shall process Personal Data in accordance with the Applicable Laws and regulatory requirements relevant to the jurisdictions in which it operates, provides Services, or processes Personal Data.

We retain personal information for as long as necessary to Provide the Services; fulfil contractual obligations; comply with applicable laws and regulatory requirements and to resolve disputes and enforce agreements.

Certain records may be retained for extended periods where required under financial services, AML, or tax regulations.

We implement commercially reasonable technical, administrative, and organizational safeguards designed to protect personal information from unauthorized access, disclosure, alteration, misuse, or destruction.

However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

A cookie is a small file placed on your Device. You can instruct your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if you do not accept Cookies, you may not be able to use some parts of our Service. Unless you have adjusted your browser setting so that it will refuse Cookies, our Service may use Cookies.

We use Cookies to provide you with services available through the Website and to enable you to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without the Cookies, the services that you have asked for cannot be provided. Also, we use Functionality Cookies. These Cookies allow us to remember choices you make when you use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide you with a more personal experience and to avoid you having to re-enter your preferences every time you use the Website.

With regard to the scope of operations indicated in this Policy, you have the following rights:

• to access your personal data to restrict the processing of personal data if (1) the processing of your personal data is unlawful; (2) we do not need longer your personal data to process it
• to get a copy of your personal data and receive your personal data in a machine-readable format to object the unlawful use of your personal data
• to withdraw your consent
• to correct your personal data
• other rights in accordance with applicable law

You are responsible for advising us of any inaccuracies or changes to your personal data (such as a change of address, telephone numbers, current address, marital status, etc.). If any of your personal data changes or you discover inaccuracies in our data, you are required to advise Us so we can update our records. Please be prepared to verify your identity when updating or changing your personal data.

We may update this Privacy Policy from time to time. Any changes will become effective upon posting the updated version on our website or otherwise notifying users.

Continued use of the Services after changes are posted constitutes acceptance of the revised Privacy Policy.

For any questions, requests, or concerns regarding this Privacy Policy or the handling of personal information, please contact:

MonetaPay Corp.
Email: [email protected]
Website: https://www.monetapay.finance
Registered Address: 1001 S Main Street, Suite 500, Kalispell, Montana MT 59901-5635